WHAT WOULD YOU SPEND $100 ON?

Certainly not a Checking Account!

Many other financial institutions charge monthly fees, per-check fees, service charges and surcharges -- some even charge for telephone inquiries and the use of blank deposit and withdrawal slips. These fees can really add up -- up to $100 or more each year.

Open a credit union checking account and you won't have to worry about ridiculous fees anymore.

Your credit union offers complete access and manageability of your money without the outrageous cost.

A WCLA Credit Union Checking Account is the alternative to costly bank checking. Our Checking Account carries no minimum balance requirements, no monthly service charges, and no per-check fees.

Share Draft/Checking Accounts

WCLA Credit Union has a checking account certain to meet your needs. All checking accounts offer detailed monthly statements.

Basic Checking

• No Monthly Fee

• No Per Check Charge

• No Service Charge

• No Minimum Balance

Business Checking

• No Opening Deposit

• No Monthly Fee

• No Per Check Charge

• Competitive Dividend rates paid on accounts with minimum balance

Fifty Plus Checking

• For members age 50 and over

• First 50 Checks are free

• No Monthly Fee

• No Per Check Fee

• No Service Charge

• Competitive Dividend Rate paid on accounts with minimum balance

Funds Availability

We generally make funds available to you on the next business day after we receive your deposit.  We reserve the right to hold a check for deposit and only make the first $100.00 available on the next business day.  If we do this, we will notify you.  We may give you immediate access to a held check by putting our hold restriction on other funds on deposit at the Credit Union.  There are cases where longer delays may apply.  Special rules apply for new accounts.  Contact a WCLA Credit Union representative to get the exact details.